COBOL Snowball

The COBOL snowball programming tech still melting away in banks since 1956 – I never knew how screwed up global banking was until I started my own bank – Sovereign Man – yup, no doubt about this fact-based statement.

[ I personally wrote some of it -editor ]



The aforementioned, in no particular order, is for information purposes only which are included for related research regardless of any other characterization.

Business Sector Index (BSI)

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[ not deposit products | not FDIC insured | not a bank ]

[ not insured by any government agency ]

[ not an offer to sell or solicit securities ]

[ subject to market risk and may loose value ]

[ past performance is no guarantee of future results ]

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Posted in BabyBoomersIndex, Global-Banking, MultiStreamMedia, TheFutureWay Tech by with comments disabled.

Sgt. Peppers

Hear A Rare Outtake From The Beatles’ ‘Sgt. Pepper’s’ Recording Sessions : All Songs Considered : NPR
Newly Released Beatles Outtake From ‘Sgt. Peppers Lonely Hearts Club Band


Posted in BabyBoomersIndex, MultiStreamMedia by with comments disabled.

Retirement

Three Smart Strategies to Finance Your Home in Retirement | Want to live abroad? Here are the 5 easiest places to relocate – Read on to see what International Living ranks as this year’s top 5 easiest places to move abroad for retirement or just for a change of pace.

Annuities as retirement savings options: The good, the bad and the ugly

Cash-strapped seniors should weigh pros, cons of reverse mortgages


The aforementioned, in no particular order, is for information purposes only which are included for related research regardless of any other characterization.

Business Sector Index (BSI)

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FINANCIAL INFORMATION DISCLOSURE NOTICE

[ not deposit products | not FDIC insured | not a bank ]

[ not insured by any government agency ]

[ not an offer to sell or solicit securities ]

[ subject to market risk and may loose value ]

[ past performance is no guarantee of future results ]

FINANCIAL INFORMATION DISCLOSURE NOTICE


©2017     Future Management Holdings Inc (FMHI)     All Rights Reserved







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Financial Abuse

Declaring war on financial abuse of older people


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Medical Supplies $50 Off

Receive $50 off your order of $600 or more with coupon code “AFFSPRING50”. – spend $99 and receive free shipping!


Posted in BabyBoomersIndex, TheFutureWay Shopping by with comments disabled.

Retirement “good old days”

Boomers: Take a page from Daffy Duck and his stash of gold | How a quarter-point rise in interest rates can hit your wallet | The mistake that will upend your retirement security | The new retirement is … not to retire | Many Americans are woefully unprepared for a surprise medical expense | Best cities for your ‘anti-retirement’

STRAIGHT TALK FROM THE CNBC MONEY EDITOR


Back in the “good old days,” you worked until you reached 65. You had a party, got a gold watch, said farewell to your fellow employees and never looked back. You had a pension, Social Security benefits and some savings, and could fund a reasonably comfortable retirement. Sadly, those days are gone and they are never coming back.

Pension plans have given way to 401(k) plans, and there are concerns that Social Security will no longer be a sure bet. To make matters more “interesting,” many Americans are retiring with small nest eggs and little income to live on. In fact, 80% of “average American workers” said they “cannot save enough on their own to guarantee a secure retirement,” according to a National Institute on Retirement Security survey. Since knowledge is power and information is liberating, the CNBC personal finance team will continue to supply our audience with high-level, reliable and useful content to help them make smart retirement investment and planning decisions. This will help them generate the income they’ll need in those Golden Years.

For more cool stuff, follow me (Jim Pavia) on Twitter  @jimpavia

Follow us (Baby Boomers Index) on Twitter  @boomersindex

 

Jim Pavia
Money Editor
@jimpavia


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Cash Flow Machine


by Mark Mariotti
blog.TheFutureWay.com
UPDATED(05/05/2017@09:30 Pacific Time Zone)


The following represents a snap-shot model of my current personal hedged   Cash Flow Machine   portfolio asset allocation target:

After 5-decades of my own personal trading & investing, I have concluded there are many tremendous ways to turn your existing hard-earned accumulated assets into a cash flow machine. I target 10% as the overall annual yield from allocated assets, with a balance between constant coupon cash-flows and market value appreciation p&l sales gains. Each day as I age, I become a bit more retired, and I now appreciate more than ever before the more steady & predictable cash-flows into my bank account, versus the casino-like risk of equity speculation & appreciation.

My experience has lead me to the nimble & constantly performing ‘Dynamic Allocation’ of my existing assets rotating them between ‘Cash Management’  (primary objective is safety of assets) – ‘Growth Investor’ (primary objective is to grow assets) – ‘Income Investor’ (primary objective is to produce multiple income streams) and all the while with a keen eye to evaluating the future potential of active investment positions & market sectors, taking profits, reducing risk, & hedging. 

Also I have found it very important to take ownership of my own personal performance, properly diversify within asset classes which I am comfortable managing, ignoring all the noise until it becomes actionable, then utilizing the vetted experts advice by executing and constantly monitoring/adjusting the results.



Internet News Stories (not vetted)

Portfolio Holdings By Asset Category – CALIFORNIA STATE TEACHERS’ RETIREMENT SYSTEM | How to Turn Your Assets into a Cash Flow Machine | Binary Options Cash Flow Machine | A Free Cash Flow Machine Recording Double-Digit Dividend Growth | Rental Properties: They Could Be Your Cash Flow Machine


[ Commodity Trading Prices ]

[ Top-Ten Dividend Stocks ]

[ Dividend Stocks ]

[ Best Dividend Stocks List ]

[ Snap-Shot-Model  |  Hedged  |  Cash Flow Machine  |   Portfolio Asset Allocation  |   Portfolio Asset Protection |   Portfolio Risk Management ]



The aforementioned, in no particular order, is for information purposes only which are included for related research regardless of any other characterization.

Business Sector Index (BSI)

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FINANCIAL INFORMATION DISCLOSURE NOTICE

[ not deposit products | not FDIC insured | not a bank ]

[ not insured by any government agency ]

[ not an offer to sell or solicit securities ]

[ subject to market risk and may loose value ]

[ past performance is no guarantee of future results ]

FINANCIAL INFORMATION DISCLOSURE NOTICE


©2017     Future Management Holdings Inc (FMHI)     All Rights Reserved







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Medicare/Medicaid Threat

Former CBO Director: Americans can’t Rely on Medicare or Medicaid


Posted in BabyBoomersIndex, Government & Politics, Health by with comments disabled.

Social Security Reviews

Retirement Pixabay
Trump’s Budget Won’t Touch Entitlement Programs, Mnuchin Says | David Asman: Your Social Security checks aren’t safe from the prying hands of big government | Last Year’s Medicare ‘Doc Fix’ Is Already Breaking Down–Here Are Some New Fixes | New ‘doc fix’ won’t cure ailing Social Security checks

Very simply stated… provide MORE profitable choices – reduce the beginning eligibility age to draw early benefits (both Social Security & Medicare) by a decade, whereby ALSO reducing the benefit payouts accordingly – 2016 Summary Report – After 2019, interest income and redemption of trust fund asset reserves from the General Fund of the Treasury will provide the resources needed to offset Social Security’s annual deficits until 2034, when the reserves will be depleted.

Thereafter, scheduled tax income is projected to be sufficient to pay about three-quarters of scheduled benefits through the end of the projection period in 2090. The ratio of reserves to one year’s projected cost (the combined trust fund ratio) peaked in 2008, declined through 2015, and is expected to decline steadily until the trust funds are depleted in 2034 – The 2016 OASDI Trustees Report | Social Security’s looming $11 trillion shortfall | Sam Johnson Unveils Plan to Permanently Save Social Security – The Social Security Reform Act of 2016

UPDATED(10/27/2016@09:10 Pacific Time Zone)Robert Reich, Alan Simpson Take On Social Security, Debt Problems

UPDATED(03/06/2016@09:10 Pacific Time Zone)$2,639/monthly-max 20 Things You Should Know About Social Security

UPDATED(08/25/2010@09:10 Pacific Time Zone)Alan Simpson: Social Security Is Like a “Milk Cow with 310 Million Tits!”


Posted in BabyBoomersIndex, Government & Politics by with comments disabled.

Wealth Transfer 

Promises, problems on horizon as $30T wealth transfer looms | GivingTheFutureWay.org


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