Nothing Saved

50 And Nothing Saved For Retirement: What To Do, Where To Start


Posted in BabyBoomersIndex by with no comments yet.

Fiduciary Rule

The fiduciary rule is now in effect: What you need to know [Video]


Posted in BabyBoomersIndex by with comments disabled.

Estate Planning & Doing

Why I am giving my children their inheritance now


Posted in BabyBoomersIndex by with comments disabled.

COBOL Snowball

The COBOL snowball programming tech still melting away in banks since 1956 – I never knew how screwed up global banking was until I started my own bank – Sovereign Man – yup, no doubt about this fact-based statement.

[ I personally wrote some of it -editor ]



The aforementioned, in no particular order, is for information purposes only which are included for related research regardless of any other characterization.

Business Sector Index (BSI)

Request Research Consultation


FINANCIAL INFORMATION DISCLOSURE NOTICE

[ not deposit products | not FDIC insured | not a bank ]

[ not insured by any government agency ]

[ not an offer to sell or solicit securities ]

[ subject to market risk and may loose value ]

[ past performance is no guarantee of future results ]

FINANCIAL INFORMATION DISCLOSURE NOTICE


©2017     Future Management Holdings Inc (FMHI)     All Rights Reserved







Posted in BabyBoomersIndex, Global-Banking, Media, TheFutureWay Tech by with comments disabled.

Sgt. Peppers

Hear A Rare Outtake From The Beatles’ ‘Sgt. Pepper’s’ Recording Sessions : All Songs Considered : NPR
Newly Released Beatles Outtake From ‘Sgt. Peppers Lonely Hearts Club Band


Posted in BabyBoomersIndex, Media by with comments disabled.

Retirement

Three Smart Strategies to Finance Your Home in Retirement | Want to live abroad? Here are the 5 easiest places to relocate – Read on to see what International Living ranks as this year’s top 5 easiest places to move abroad for retirement or just for a change of pace.

Annuities as retirement savings options: The good, the bad and the ugly

Cash-strapped seniors should weigh pros, cons of reverse mortgages


The aforementioned, in no particular order, is for information purposes only which are included for related research regardless of any other characterization.

Business Sector Index (BSI)

Request Research Consultation


FINANCIAL INFORMATION DISCLOSURE NOTICE

[ not deposit products | not FDIC insured | not a bank ]

[ not insured by any government agency ]

[ not an offer to sell or solicit securities ]

[ subject to market risk and may loose value ]

[ past performance is no guarantee of future results ]

FINANCIAL INFORMATION DISCLOSURE NOTICE


©2017     Future Management Holdings Inc (FMHI)     All Rights Reserved







Posted in BabyBoomersIndex by with comments disabled.

Financial Abuse

Declaring war on financial abuse of older people


Posted in BabyBoomersIndex by with comments disabled.

Medical Supplies $50 Off

Receive $50 off your order of $600 or more with coupon code “AFFSPRING50”. – spend $99 and receive free shipping!


Posted in BabyBoomersIndex, TheFutureWay Shopping by with comments disabled.

Retirement “good old days”

Boomers: Take a page from Daffy Duck and his stash of gold | How a quarter-point rise in interest rates can hit your wallet | The mistake that will upend your retirement security | The new retirement is … not to retire | Many Americans are woefully unprepared for a surprise medical expense | Best cities for your ‘anti-retirement’

STRAIGHT TALK FROM THE CNBC MONEY EDITOR


Back in the “good old days,” you worked until you reached 65. You had a party, got a gold watch, said farewell to your fellow employees and never looked back. You had a pension, Social Security benefits and some savings, and could fund a reasonably comfortable retirement. Sadly, those days are gone and they are never coming back.

Pension plans have given way to 401(k) plans, and there are concerns that Social Security will no longer be a sure bet. To make matters more “interesting,” many Americans are retiring with small nest eggs and little income to live on. In fact, 80% of “average American workers” said they “cannot save enough on their own to guarantee a secure retirement,” according to a National Institute on Retirement Security survey. Since knowledge is power and information is liberating, the CNBC personal finance team will continue to supply our audience with high-level, reliable and useful content to help them make smart retirement investment and planning decisions. This will help them generate the income they’ll need in those Golden Years.

For more cool stuff, follow me (Jim Pavia) on Twitter  @jimpavia

Follow us (Baby Boomers Index) on Twitter  @boomersindex

 

Jim Pavia
Money Editor
@jimpavia


Posted in BabyBoomersIndex by with comments disabled.

Cash Flow Machine


by Mark Mariotti
blog.TheFutureWay.com
UPDATED(05/05/2017@09:30 Pacific Time Zone)


The following represents a snap-shot model of my current personal hedged   Cash Flow Machine   portfolio asset allocation target:

After 5-decades of my own personal trading & investing, I have concluded there are many tremendous ways to turn your existing hard-earned accumulated assets into a cash flow machine. I target 10% as the overall annual yield from allocated assets, with a balance between constant coupon cash-flows and market value appreciation p&l sales gains. Each day as I age, I become a bit more retired, and I now appreciate more than ever before the more steady & predictable cash-flows into my bank account, versus the casino-like risk of equity speculation & appreciation.

My experience has lead me to the nimble & constantly performing ‘Dynamic Allocation’ of my existing assets rotating them between ‘Cash Management’  (primary objective is safety of assets) – ‘Growth Investor’ (primary objective is to grow assets) – ‘Income Investor’ (primary objective is to produce multiple income streams) and all the while with a keen eye to evaluating the future potential of active investment positions & market sectors, taking profits, reducing risk, & hedging. 

Also I have found it very important to take ownership of my own personal performance, properly diversify within asset classes which I am comfortable managing, ignoring all the noise until it becomes actionable, then utilizing the vetted experts advice by executing and constantly monitoring/adjusting the results.



Internet News Stories (not vetted)

Portfolio Holdings By Asset Category – CALIFORNIA STATE TEACHERS’ RETIREMENT SYSTEM | How to Turn Your Assets into a Cash Flow Machine | Binary Options Cash Flow Machine | A Free Cash Flow Machine Recording Double-Digit Dividend Growth | Rental Properties: They Could Be Your Cash Flow Machine


[ Commodity Trading Prices ]

[ Top-Ten Dividend Stocks ]

[ Dividend Stocks ]

[ Best Dividend Stocks List ]

[ Snap-Shot-Model  |  Hedged  |  Cash Flow Machine  |   Portfolio Asset Allocation  |   Portfolio Asset Protection |   Portfolio Risk Management ]



The aforementioned, in no particular order, is for information purposes only which are included for related research regardless of any other characterization.

Business Sector Index (BSI)

Request Research Consultation


FINANCIAL INFORMATION DISCLOSURE NOTICE

[ not deposit products | not FDIC insured | not a bank ]

[ not insured by any government agency ]

[ not an offer to sell or solicit securities ]

[ subject to market risk and may loose value ]

[ past performance is no guarantee of future results ]

FINANCIAL INFORMATION DISCLOSURE NOTICE


©2017     Future Management Holdings Inc (FMHI)     All Rights Reserved







Posted in BabyBoomersIndex by with comments disabled.