The Floating Class

Somewhere between the 1% upper class, middle class and the remainder class is “The Floating Class” where wealthy retirees and heretofore big-time wage earners are immediately moved into a government class of services because of their new retirement status and now lower annual income.

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TheFutureWay | Learning online at Harvard & MIT

Harvard and MIT release working papers on open online learning | Harvard Gazette Report

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Travel | Sochi Winter Olympic Games security a major concern for U.S. officials

U.S. Officials Are Preparing For A “Worst Case” Scenario At The Sochi Olympic Games

15,000 US Citizens are expected to attend the 2014 Winter Olympics in Sochi, Russia. Travel agents are seeing a steep decline in bookings over past Olympics. Currently US Navy forces are headed for the Black Sea for purposes of potential emergency evacuation requirements.

Sochi Olympic security a major concern for U.S. officials amid terror threats

Many Americans are staying away from Sochi Olympics


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Social Shopping Center
UPDATED(1/12/2015@09:10 Pacific Time)

Social Shopping,  discover or search online, discuss, screenshot capture item (content recognition), research further online or go touch offline, then order online, pickup offline or have immediately shipped directly to you, wherever you are staying; Some sort of hybrid connection of online and offline shopping is developing as the future way of shopping – “touch the item, enjoy a social experience, then order online” – A developing process in online versus the current existing brick & mortar stores is a hybrid combination.  Basically a simple concept of entering a Social Shopping Store (usually will be found at large metropolis shopping mall which attracts many potential buyers participating in a social shopping experience) and viewing the products offered by an unlimited number of source suppliers. The various selections are explored for a touch & feel experience and perhaps using the item or trying on for a perfect size fit.

What you wont find is a lot of inventory to immediately take home, since the distributed Social Shopping Center will by definition have much more allocated space for the variety of items to touch, rather than volume. So rather take any item home immediately, to keep the costs low, after you have made a purchase decision either you or a store assistant can go to a device (or an automatic scan) and make the order online from a central fulfillment center which will carry plenty of inventory and deliver to you ASAP, PERHAPS the item arrives at your home before you!

One popular and growing “touch then order online” operation using this business model is Bonobos to help with both, offering well-crafted, great-fitting clothing and a top-notch shopping experience that’s simple and painless.

eBay has also ventured into the local experience with same-day delivery.

TheFutureWay of large shopping malls could offer much smaller spaces to many boutique direct online operations, whereby the actual potential customer can check-out the online operation’s products before ordering – taking this one step further, both Amazon & eBay could provide a “touch then order online” local store for their high-profile products and sellers providing a nice benefit to its marketplace users.

The reverse of the aforementioned could also flourish; whereby very large distribution centers (inventory,transportation, fulfillment) could warehouse product, then assemble small viewing boutiques, and storage lockers inside these massive real estate stores, allocate a bank of online kiosks and the customer can complete a purchase their offline or any combination.

Indoor Malls will be ‘historical anachronism,’ says Grove mogul Rick Caruso


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Posted in TheFutureWay Institute, TheFutureWay Shopping by with comments disabled.

FDIC detecting elder financial exploitation

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Elder abuse includes the illegal or improper use of an older adult’s funds, property, or assets. Recent studies suggest that financial exploitation is the most common form of elder abuse and that only a small fraction of incidents are reported. Older adults can become targets of financial exploitation by family members, caregivers, scam artists, financial advisers, home repair contractors, fiduciaries (such as agents under power of attorney and guardians), and others. Older adults are attractive targets because they may have significant assets or equity in their homes. They may be especially vulnerable due to isolation, cognitive decline, physical disability, health problems, and/or the recent loss of a partner, family member, or friend. Financial institutions can play a key role in preventing and detecting elder financial exploitation. A financial institution’s familiarity with older adults it encounters may enable it to spot irregular transactions, account activity, or behavior. Prompt reporting of suspected financial exploitation to adult protective services, law enforcement, and/or long-term care ombudsmen can trigger appropriate intervention, prevention of financial losses, and other remedies.

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FDIC Money Smart News

The Summer/Fall 2013 Issue of Money Smart News is available. In this isssue you will find:

*Teamwork Helps Educate At-Risk Students on Financial Services
*The New Money Smart Idea Exchange: Teaching Tips You Can Use
*FDIC Unveils Enhanced Money Smart Podcast Network
*The FDIC and CFPB Collaborate on Financial Education Resource for Older Adults
*FDIC Newsletter Features Financial Tips and Information for Seniors
*Tips from the FDIC on Banking in a High-Tech World

It’s Not Too Late to Benefit from the FDIC’s September 10 Webinar on Offering Financial Education
FDIC Advisory Committee Discusses Initiatives to Expand Access to Banking Services
Enhanced Web Site for Federal Financial Education Resources
Financial Literacy and Education Commission Public Meeting
Wanted: Your Success Stories for the Money Smart Elementary School Resource

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Racing | 2014 52nd Rolex 24 @ Daytona

The 52nd Rolex 24 At Daytona will be held on Jan. 25-26, opening a new era in North American sports car racing with the first unified sanction since 1997.

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Racing | 40th Toyota Grand Prix of Long Beach

February 10, 2014

Track Construction Begins!

Track construction for the 40th Toyota Grand Prix of Long Beach begins Monday, Feb. 10 on Shoreline Drive!

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