TheFutureWay | Tech 3-D Printing Will Change the World

As the technology expands and prices drop, the first big implication is that more goods will be manufactured at or close to their point of purchase or consumption, even household-level production of some things.

Some of the re-alignments are as follows:

  • Consumers will have the future way of a localized “Point-Of-Manufacture”  versus the current “Point-Of-Sale.”
  • Less travel of workers to centralized work-place – the raw materials must be sourced by location of availability, however design takes place locally
  • Less travel of consumer to retail outlet
  • Large replication devices would be placed within neighborhoods with smaller units deployed directly in the home as an appliance

Perhaps true local replication devices will eventually obsolete the concept of 3-D printing as it is defined today. The Intellectual Property of design & replication would be stored on servers and made locally available via digital streaming downloads as off the shelf standard design, with VERY MINIMAL adjustments to customize each replication.


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To retire or not to retire

Basically this is an individual choice to define retirement. Some avoid, some jump in head first or redefine.

You get bigger Social Security benefits if you delay retirement claiming your payments between ages 62 and 70.

For example, a baby boomer who could get an estimated $750 per month at age 62 would get $1,000 per month at age 66 and $1,320 monthly at age 70.

After age 70, there is no additional benefit to delaying your payments. Social Security benefits are calculated based on your 35 highest-earning years in the workforce. So, if you earn more than you did earlier in your career, you could further boost your payments.

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2014 United SportsCar Racing season

Race-Car class specifications continue to crystalize in preparation for next year’s inaugural United SportsCar Racing season, as officials strive for balance while driving the merger of the American Le Mans Series and Grand-Am Rolex Sports Car Series.

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77 & beyond

Do ya feel lucky, punk? Are you gonna live to at least 77 years? Advisers say the average pre-retiree typically underestimates the monthly net income variance impact of taking benefits early.

For example, a top earner (maximum contributions during accumulation years) retiring at 62 would get $1,803 a month. Apparently to over half at the age of 62; that is a nice enough paycheck, since 50% of those reaching the age of 62 elect to begin their Social Security benefits.

By waiting until 66, increase that amount to $2,442, and delaying until 70 would bump the monthly payment to $3,256. Therefore, waiting until 70 to receive benefits and living beyond the age of 77 will net you the most in benefits collected.

The aforementioned figures are merely estimates based upon best sources available as of 12/31/2012. Additional contributions and COLA will impact the actual amount.

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Giving | Find a Charity You Can Trust

Find a Charity You Can Trust

Charity Navigator, America’s leading independent site (as seen on Dateline NBC) to evaluate charity opportunities, works to advance a more efficient and responsive philanthropic marketplace by evaluating the Financial Health and Accountability and Transparency of 6,000 of America’s largest charities.

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US Presidential Election

by Mark Mariotti
UPDATED(3/3/2016@14:30 Pacific Time Zone)

Currently playing out in the public media is one of the only two dominant political parties own leadership, attacking directly one of their own pledged candidates. This duopoly has developed over the decades as a tremendously polarized (almost binary) political process. The party having the power, receives direct opposition whereby creating gridlock instead of negotiation and compromise.

One of my specific issues which I have researched is “Candidate Selection” and how the current dominant two party system degrades and limits the possible visible pool of vetted and qualified candidates. In many states the non-partisan option (those voters which choose NOT to be affiliated with a political party) is being chosen at a rapid pace.

The recent campaign, debate & primary process during the 2016 US Presidential Election has me questioning the value, process, intent and dramatic expense of valuable capital (2016 Campaigns Will Spend $4.4 Billion On TV Ads, But Why?) & human resources, and the actual purpose of all of this full blown media (broadcast, cable, online, print) political process (or circus) as well as the current processes of voter registration, candidate selection, parties, PACS, election, performance and everything in-between.

Seems to me there MUST be much better ways to provide a robust selection of candidates, thoroughly vet the candidates and then allow the entire registered citizens to cast their personal vote, and elect our Chief Executive by popular vote, not some sort of extremely outdated Ouija board electoral concept.

There are many people that are questioning this current process, one very prominent individual, Howard Schultz the Starbucks CEO says he’s gravely concerned about American politics. There should be a tremendous amount of due diligence when it comes to selecting the Leader of the Free World. Reading further into my diatribe regarding the current old, moldy & outdated process will outline my personal observations and frustration with this entire process and eventually highlight some of the reform process currently in effect.

Although posting this topic goes against my better instincts, the recent US Presidential Election campaign & debate process for the 2016 Primary & General Election process, has motivated me to share some of my personal opinions and thoughts regarding this very polarized and fractured process to elect the top executive branch official. The demonstrative dysfunction and media coverage of the 2016 US Presidential Election has been more circus like than civil.

The recent sadly unfortunate and untimely death of Supreme Court Justice Antonin Scalia has demonstrated once and for all to confirm my suspicions which indicate the social dysfunction (misdirection, distrust, bullying, rudeness, blind ambition) which has developed within society has transcended into the political machine, with no regard to common sense or civility values.

The United States Constitution with its amendments have held up for over 200 years, and it might just be time to amend the voting process for the executive branch. It seems to me, that one specific area where the US has not kept up with using technology as a benefit is the US Voter Registration, with most of the Global Voter Registration systems established centuries ago.

Progress for the sake of progress is not necessarily good, however choosing the best way generally includes technology to assist with controls and volume. Daily I vote online for initiatives with my various business holdings, and using secured processes and PIN authentication, which seems to have worked for the recent few years rather well. Surely most voting eligible US citizens have access to some sort of Internet connection, smartphone App or regular landline telephone. I am extremely convinced that the aforementioned technology process would be much more efficient that the current manual registration and voting process that many states are still using. And with a little focus, I am confident the entire executive branch election process could be improved with the proper use of new requirements & applied technology solutions. 

Internet News Stories (not vetted)
UPDATED(2/23/2016@14:30 Pacific Time Zone) Join @USAgov and @GobiernoUSA for a chat on US Voting via Twitter

UPDATED(2/20/2016@14:30 Pacific Time Zone) The following bullet-points will summarize and then drill down with specific posts when available to outline and provide the reader with the current way and its original intent.

UPDATED(2/16/2016@14:30 Pacific Time Zone)The following will summarize some of the efforts directed towards a new beginning, retiring the multi-century obsolete requirements with an idealistic clean slate, with ideas to improving the overall process into the future way of executive branch of US government:

The aforementioned bullet-points will take the reader into various areas, all with the intent to provide history, current process and reform ideas to develop the future way of the US Executive Branch.

UPDATED(10/25/2014@14:30 Pacific Time Zone) As Oregon voter registration climbs, Democratic and GOP share of electorate drops again | Another growth of non-partisan registrations whereby voters choose by candidate not party | Despite easy voter access, voter fraud deemed rare in Oregon

UPDATED(7/9/2013@14:30 Pacific Time Zone) The percentages of the Oregon State voters by party are detailed as follows:
1)Democratic 39.30%,
2)Republican 30.90%,
3)non-partisan 22.61%,
4)Independent Party 4.44%,
5)Libertarian .71%,
6)Pacific Green .48%,
7)Working Families .31%,
8)Constitution .16%,,
9)Progressive .09%,
10)Americans Elect .01%, and miscellaneous 1.00%.

UPDATED(11/7/2000@14:30 Pacific Time Zone) Timeline: Oregon Vote-by-Mail

The aforementioned, in no particular order, is for information purposes only which are included for related research regardless of any other characterization.

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Giving | The Grand Prix Foundation of Long Beach

The Grand Prix Foundation of Long Beach was incorporated in January of 1991 as a 501 (c)(3) publicly supported organization whose purpose is to raise funds, through a series of charitable events held in conjunction with the annual Toyota Grand Prix of Long Beach.

On Monday, April 7, 2014, race fans will be able to tee off with celebrities and pros in the annual Grand Prix Foundation Charity Golf Tournament at Long Beach’s El Dorado Park Golf Course.

Building on the drama and fanfare surrounding the race, which annually attracts crowds in excess of 170,000, the Foundation schedules three exciting events open to businesses and public participation.

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Stronger Capital Requirements on America’s Largest Banks

FDIC and the Office of the Comptroller of the Currency are preparing to impose stiffer capital requirements on America’s largest banks.

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Giving | Become a Lender – The Future Way of Social Giving

Kiva Insights call, featuring Giovanna Masci, Senior Director, Global Portfolio; Katherine Woo, Chief Product Officer; Jonny Price, Senior Director, Kiva Zip; and Brandon Smith, Community Marketing Coordinator. We were also joined by two all-star lenders: Sharon, from the Late Loaning Lenders, Give Green and Wheels & Watermelon teams; and Ruben Kwast, team captain of the Nerdfighters and member of other teams like the Friends of Bob Harris and Milepoint. is a platform for foundation & giving project selection

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Rabobank Global Action

Rabobank in the Americas Agribusiness | The premier bank to the food and agriculture industry, helping finance the growth and success of farmers, ranchers and agribusiness companies throughout the United States, Canada, Argentina, Brazil, Chile, and Mexico.  

Rabobank Group is a Dutch multinational banking and financial services company headquartered in Utrecht, Netherlands – Rabobank AmericaYour California Community Bank – Rabobank, N.A. – Rabobank America – Your California Community Bank – Rabobank, N.A.Rabobank Netherlands

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